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Do not skimp on insurance


Do not skimp on insurance
Wen, an accident or a virus counts out the vacation that is out of luck. Who has to pay the resulting bill itself must, which was stupid. Because even for just 18 euros, the equivalent of a McDonald's visit, a family can quite afford one year of additional health insurance, which assumes such costs.

How the mighty can fail to appreciate, many: Four hundred euros for a folded-over foot in Spain, 1000 U.S. dollars per day in hospital, 75 000 € € on one ambulance flight from Thailand to Germany.
Costs for medications, Klink and repatriation.

Members of the public health insurance (SHI) are insured within the EU, but only to the force there for the local conditions. The disease can have on small putative be well below the power spectrum of a German fund. German are spoiled by our health care system that's most just do not know.

Foreign travel medical insurance usually cover the costs - necessary - Treatments, medications. Hospital stays and return transports. Nevertheless, the issues or parts of it are often stretched. It is therefore advisable to have set the limit of their own credit card in doubt, the card company later.
Current Ranking

The Stiftung Warentest has taken until March for the latest offers and their small print under the microscope. The result: Seven offers were rated "very good", 24 sections of "good" - including the ADAC, which is widespread in Germany. Importantly, just complete the tested rate, not of any party - whose bids may differ in important points. More on that later.


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